Customize Preferences - Refuge Investments

A. Accredited Investors, Individual;

My annual net income was at least $200,000 in each of the last two years, or my joint income with my spouse was in excess of $300,000 in each of those years, and I have reasonable expectations of the same income level for the immediate future; or

My individual net worth or joint net worth, with that of my spouse, exceeds One Million Dollars ($1,000,000), disregarding any positive equity in my personal residence; or

B. Accredited Investors, if other than an individual:

We are a bank, insurance company, registered investment company, business development company, or small business investment company; or

We are an employee benefit plan, within the meaning of the Employee Retirement Income Security Act, if a bank, insurance company, or registered investment adviser makes the investment decisions, or if the plan has total assets in excess of Five Million Dollars ($5,000,000); or

We are a charitable organization, corporation, or partnership with assets exceeding Five Million Dollars ($5,000,000); or

I am a director, executive officer, or general partner of the company selling the securities; or

We are a business in which all the equity owners are accredited investors; or

We are a trust with assets in excess of Five Million Dollars ($5,000,000) that was not formed for a specific investment opportunity.

C. Sophisticated Investors, Individual — Business, Financial, and Investment Experience and Expertise:

I and/or my advisory council (who will sign the subscription booklet on my behalf), currently have extensive experience in investment, business, education and financial matters.

Specifically:

Refuge Investments

SELECT YOUR DEFINITION

A. Accredited Investors, Individual;

B. Accredited Investors, if other than an individual:

C. Sophisticated Investors, Individual — Business, Financial, and Investment Experience and Expertise:

Investing

Why Us?

Education

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